As the winter months drag on, one of the most reliable cold weather activities remains staying home and watching a movie. Whether you are watching the movie for the first time or re-watching an old favorite for the 100th time, a hopeful thought may appear … I hope that these people have insurance. Some kind of insurance…ANY kind of insurance. Because everything that possibly could go wrong, does. In most movies, though, there’s a happy ending but real life isn’t usually that easy. You need insurance to make sure you have a happy ending, too.
Since the holiday season just passed, the new Christmas classic, Home Alone, was constantly on television. Within the first couple of scenes, you’re already hoping that the McCallister family is well-equipped with home insurance. Home insurance is an important financial, and personal, investment. You want to be certain that your home, and everything in it, is protected from the unexpected, whether you’re home or not. Standard home insurance may cover a variety of incidents but it is important to talk to your insurance specialist about more specific coverage options.
Did your college-aged relatives, who were home for the holidays, make you feel nostalgic for that care-free time of life? One movie that will give you a giant dose of college is the infamous, Animal House. It’s a crazy depiction of college but there’s an important point to be made: renter’s insurance. You may not think that you need insurance while you are renting or living in a temporary space but it is essential that you are prepared if something happens to your belongings or property. More than likely, you will be the one responsible for replacing any stolen, missing or damaged personal property. Having a Renters Insurance policy may pay for the cost of replacing your belongings if they are damaged or stolen.
Perhaps you’ve been daydreaming of warmer weather, of a time when you can go for a car ride, turn off the heat and roll down the windows. So, while you’re searching for a movie, the fast cars of Gone in 60 Seconds (the original OR the remake) might catch your attention. The beautiful cars might distract from the bigger issue, but eventually, the plot will make you hopeful in the best interest of the people who own all those beautiful cars: auto insurance: comprehensive coverage. Damage can happen to your vehicle in something other than a collision. Theft, vandalism and any kind of weather related damage can result in expense and inconvenience. Your automobile should be protected even when you’re not driving it.
In fact, if you watch ANY action movie, the number of fender benders portrayed on screen should prompt any you to check and make sure your auto insurance has been renewed and updated. Accidents and other incidents are always possible when you have a vehicle. You need to have an auto insurance policy and, again, it is important to speak to an asset protection specialist so they can prepare a plan that works best for you.
Movies are entertaining, but they rarely make us think of what we would do in the exaggerated situations that we’re watching. We don’t want to be in these predicaments but if we are, we know that we want to be covered. It’s January. It’s a time for renewal and it’s time to start the year off right. Get insured, stay insured and the find the best insurance plan that fits for you and your life.