Classic Tips for Insuring Your Classic Vehicle

If you own a classic vehicle, there’s a good chance that it’s one of your most prized assets.  Not only is a classic car or truck extremely valuable, but they tend to be quite sentimental as well.  Fortunately, when it comes to protecting your classic vehicle, Ludovissy is here to accommodate all of your insurance needs.  And when you use our services to insure your classic car, you can rest assured you’ll be getting the best coverage possible.  Let’s take a quick look at a few need-to-know tips relating to your classic vehicle. 

It’s All About the Passion

Classic cars don’t sit in everyone’s garages.  After all, they are as they imply; very classic.  When you own a classic car, there’s a good chance that you have a true passion for history, and when it comes to getting insurance, you need to make sure your insurance company shares this passion.  Here at Ludovissy, we know all the ins-and-outs of classic vehicles, meaning we are able to provide the adequate insurance coverage you’re looking for. 

Buy Your Kids a Different Car

Although it might bring a bit of popularity to your teenager if he or she cruises around in your classic car, it’s not going to be good on the money you pay for coverage.  In fact, teens don’t need to be behind the wheel of classic vehicles, so make sure you buy them different cars to cruise around in.

Actual Cash Value Coverage Isn’t the Way to Go

We all know that the older a car gets, whether or not it has more miles put on it, the lower its value will get.  But with a classic vehicle, in all actuality, the value will go up.  On the downside, though, if you opt for insurance that provides ACTUAL CASH VALUE coverage, you’ll end up not receiving the coverage you deserve for your classic car or truck.  Keeping this in mind, steer clear of classic car insurance that provides ACTUAL CASH VALUE coverage. 

Keep Your Car in a Garage

If you want respect and top-notch coverage from your insurance company, make sure to keep your classic vehicle in a garage.  In fact, if your insurance company finds out you’re not taking proper care of your classic car or truck, coverage may be dropped. 

Keep Your Miles to a Minimum

While it might seem appealing to cruise around in your classic car all year round, when it comes to maintaining coverage, it’s best to keep miles traveled well under 2,500.  On the upside, though, if you happen to be one of those people who travels a lot more in your classic vehicle, simply speak with a Ludovissy insurance agent to make sure adequate coverage is acquired.


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